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A Good Plan

Manchin student loan effort is fair

July 5, 2013

The average U.S. college student walks off campus with about $26,500 in student loan debt, much of it in government-subsidized low-interest loans....

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(33)

denver

Jul-07-13 8:15 AM

I have to agree with you on that one, little buddy! Well said!

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AaronS

Jul-06-13 11:13 PM

"And you can graduate with a D average which makes me sick."

That is simply not true. You must have a 2.0 not only to graduate but you must maintain a 2.0 for all financial aid, including WVWorks, the program you e spent 2 days post false information about.

I'm not sure what your beef is with welfare but posting inaccurate information does nothing but give the idiots ammo, particularly when it is so completely innacurate as your comments are here.

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RANDOM21

Jul-06-13 9:09 PM

We have a Vulcan mindmeld happening lately. Many has morphed into Hamilton Berger. May he have the same record in trying to persuade the jury ( us the reader). BTW the parentheses keys are up and to the left from the bracket keys. Now, no yelling on random occasion would really be civil.

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janeeyre1

Jul-06-13 7:15 PM

As anyone who has visited an area emergency room knows, our local hospitals are filled with WVU-P nursing students. I for one have yet to be impressed. Ask any parent if they go to the ER with a sick child do they want a dedicated, skilled nurse who graduated at the top of her class to help them or would they rather have some welfare mama who just managed to slide by with a D average. And you can graduate with a D average which makes me sick.

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manydemocrats

Jul-06-13 12:52 PM

I too, like AaronS, attended WVU-P for 3 1/2 years, on a displaced worker, government program. It paid my basic tuition and books. I had to provide all the other additional expences, like housing, transportation, clothing, food, school supplies, medical needs, and an occasional beer, when I was able to afford it. I had to supplement my unemployment benefits with STUDENT LOANS, which required many painful years to payoff. The Giant Corporation that laid me off in the first place, closed our plant here in P-burg and began purchasing inferior cheaper products from China. That Same Giant Corporation today, receives an unknown amount ?? in the BILLIONS in tax subsidies, {WELFARE} from the government. In addition, they MAY {I HAVE NO PROOF} have billions stashed away in foreign accounts to avoid US taxes. You will never hear anyone from the RIGHT WING or JOE MANCHIN denouncing this kind CORRUPTION. They will only attack the "WORKING CLASS" PERSON....

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manydemocrats

Jul-06-13 12:27 PM

Janeyre and Baker, If you are going to make such outrageous LIES and CLAIMS regarding the "WELFARE BUMS" at WVU-P. Then at least provide some VERIFIABLE, TRUTHFUL {if you know what that word means} statistical information regarding the percentage of students attending WVU-P on welfare. AND regarding that number, how many are FAILING. Your warped, twisted, mentality like that of RUSH LIMBAUGH, FOX NEWS is pathetic and sickening. Your blind and stupid attacks {LIES} regarding the poor who are attempting to improve their lives is despicable and immoral. YOU, like many of your Right Wing counterparts have absolutely NO SHAME.

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denver

Jul-06-13 11:30 AM

And if I had to guess why the Obama administration is using any student loan profit to cover health care cost, "which by the way is $9 billion over 10 years" Could it be that student need health care too?

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denver

Jul-06-13 11:23 AM

You still did answer the question little buddy "How is the interest rates, on student loans, the "KEY INGREDIENT in the formula of the lie that Obamacare actually reduces the budget deficit." Don't you wants to know the truth

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AaronS

Jul-06-13 10:31 AM

Anyone who wants to know the truth merely has to look, do a little research and take a look at the sites they Re quoting judiciously. Personally, I first try to look at non-partisan sources such as the CBO. I'll reference sites that link to such sites as well.

The drawback to such sites is the data they interpret. If they are liking at historical information, it's accurate. When looking at future information, they can only consider the parameters given to them.

That is the case with this topic. The $61 billion savings is an estimate. What is not are the percentages. The reconciillation bill uses that percentage in Obamacare.

All of this begs the question as to why the Obama administration is using ANY student loan profit to cover health care cost? Is Obamacare so bad that it cannot stand on its own?

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denver

Jul-06-13 9:06 AM

"manydemocrats" To answer you question, "Why do Right Wingers always LIE and totally distort the truth?" I just don't know! Maybe, because that's all they got

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denver

Jul-06-13 9:05 AM

Now Google: "Obamacare is not being financed by student loan borrowers"

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denver

Jul-06-13 8:59 AM

Google; "Democrats Double Student Loan Rates, Use the Money to Fund Obamacare"

And then you have to ask the question, who said the Democrats Doubled the Student Loan Rates?

I wonder if Rush Limbaugh is a non-partisan hack willing to accept the truth

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AaronS

Jul-06-13 8:40 AM

This addresses the point I'm trying to make. Instead of funding Pell Grants, the deficit and the largest tax imposed on the American public, the entire $61 billion savings from the federal government seizing control of student loans should be put back into the student loan program.

*******collegeinsurrection****/2013/07/feds-redirect-billions-from-student-loan-program-for-obamacare/

For the non-partisan hack willing to accept the truth, there is a link to the CBO estimate created during reconciillation when Obamacare, against the desire of the populace, was shoved through Congress.

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janeeyre1

Jul-06-13 7:14 AM

Dear manydemocrats, stop attacking Bakercat for speaking the truth. WVU-Pis full of people on welfare. We're not talking about Harvard here. We're talking about WVU-P. No program there is hard to get into! Her comments about the students who are there only to keep their welfare coming in are right on target. If they upset you so much then it must be because it's the truth.

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denver

Jul-06-13 7:04 AM

I've just gotta hear this! How is the interest rates, on student loans, the "key ingredient in the formula of the lie that Obamacare actually reduces the budget deficit." ??

Let me guess, you heard this from Rush Limbaugh?

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AaronS

Jul-06-13 3:51 AM

As for the interest rate problem, the first issue we have to look at is why the government took over student loans. The reason our lawmakers are concerned with profiting from student loans is because it is a key ingredient in the formula of the lie that Obamacare actually reduces the budget deficit.

If Manchin wants to right the student loan fiasco and prevent the next 'bubble' the first thing he should do is propose a bill to separate student loans from the ACA. From there, figure out the administrative cost of student loans ade vand the interest needed to cover those and set the rates at that level.

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AaronS

Jul-06-13 3:42 AM

As a displaced worker who returned to school and earned 2 degrees, sat on the Board of Governors and held student government leadership positions, I can tell you the descriptions below are not the norm. While there very well may be some who are returning to school simply to receive welfare benefits, with financial aid and academic progress requirements, if they are in school, they are displaying adequate progress or they are being denied benefits.

As for paying back, in addition to WV Works benefits, most subsidize their tuition with loans that require repayment. Additionally, repayment comes in the form of employment that results in a new taxpayer contributing to society and ends the welfare cycle.

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manydemocrats

Jul-06-13 1:07 AM

Baker: Why do you Right Wingers always LIE and totally distort the truth? The Nursing Program at WVU-P {if that's where you're referencing} and all other schools { that I know of} are extremely difficult to get into. I can guarantee you that WVU-P doesn't tolerate the type of FICTIONAL SLACKERS that you describe. I challenge you to PROVE your outrageous LIES with evidence and facts from a reliable source and NOT JUST YOUR IMAGINARY FICTIONAL FRIEND! WHO ALSO IS PROBABLY A LIAR!

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BakerKat

Jul-05-13 10:52 PM

I don't always agree with you Jane - but today I do. Have a friend who just got her nursing degree - she said her classes are full of people being paid by welfare. She said that most are only there for the money -they don't study, pay attention, and generally disrupt the classes. If they had to pay it back or even a portion - maybe they would take it more seriously instead of I just have to be here to get more money from the government.

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Suttle

Jul-05-13 8:51 PM

Robbing our nation of future brain power because it might cost a few dollars now is penny wise and pound foolish. If America is to compete on a global scale we must have a well educated work force that includes doctors, engineers, teachers, business leaders and bankers. If we follow the advise of this editorial we will not only be buying most of our goods that bare the label "Made in China" but we will need to learn Chinese when we take advantage of Obamacare, or find our selves in need of legal services, or when we will start rebuilding all of the bridges that have fallen in because they are sixty or seventy years old. The mind set of this newspaper and its editorials is at times appalling.

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manydemocrats

Jul-05-13 7:29 PM

AGAIN JANEYRE, wants to state her case for forcing "WELFARE BUMS" to re-pay for education benefits as though, these cases of WELFARE EDUCATION is COMMONLY RAMPANT and ABUSED BY THE ""ALL"" of THE "BUMS" on welfare. Which IS NOT THE CASE... There are very strict income eligibility requirements to qualify and maintain like {PASSING GRADES} for the help, that these state programs provide. I don't believe that the "worthy poor" or others, should be singled out and required to continue to live in poverty while re-paying for minimal help from the state. "UNLESS" that education has provided them an employment level {INCOME WISE}is at an affordable wage.

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janeeyre1

Jul-05-13 6:24 PM

People who get a college education because they're a welfare mom, recovering drug addict or alcoholic should have to repay they money the taxpayers gave them for their education. Why are we rewarding people who choose to have kids they cannot support or because they have addiction problems by giving them college educations? If we give them free educations then everyone should get them too.

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manydemocrats

Jul-05-13 6:14 PM

ARTICLE QUOTE: ""Sen. Joe Manchin, D-W.Va., has an idea on student loans. He wants to tie interest rates to the financial markets. When the economy is sluggish, interest rates are low. When it picks up, they rise. It is a simple, reasonable idea - yet liberals are lambasting Manchin over it. He and other fiscal conservatives should ignore the political flak and proceed with the plan."" ---- I can assure you that Joe Manchin who inherited millions made by his parents and grand-parents from "WORKING CLASS" coal miners, NEVER had the burden of student loans. This NOW "coal industry MULTI-Millionaire, HERO" calls himself a DEMOCRAT and yet has adopted the policies of the RIGHT WING. SIMPLY PUT, He is trying to play both sides against the middle. AND SOME BLINDLY FALL FOR IT!!!

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denver

Jul-05-13 6:06 PM

The government can't afford to educate our young, but we can afford to send them to two foreign wars? We can afford to bail out the banks? We can afford all the offshore tax havens? I'd think spending money on education should be the least of our worries.

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manydemocrats

Jul-05-13 4:56 PM

JANEYRE, YOUR use of the term """WELFARE BUMS""" is very telling and goes to PROVE MY CLAIM of the hate, bias, bigotry, dis-compassionate stinginess, racism and discrimination of YOU PEOPLE, the RIGHT WING/TEA BAGGERS. I didn't state any opposing view that RE-PAYMENT was not a valid suggestion. I did suggest that the program in itself obviously has MERITS and BENEFITS that you people always ignore or attempt to dismiss as waste. In fact, in reality, I and many others, believe that a BASIC COLLEGE EDUCATION should be FREE or GREATLY SUBSIDIZED for all classes of people that have the drive and ambition to ""go get it""...

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